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Plus, learn what the other numbers on your checks mean
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Checks aren't as common as credit cards, but they're still useful when you need to make a large payment or set up a direct deposit. The check number helps you keep track of your checks, in case you forget who you wrote a check to or need to put a stop on it. This article will help you identify the check number on your checks, as well as explain other numbers you might find on them.

Section 1 of 3:

What is a check number, and where is it located?

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  1. It also appears at the bottom of the check, to the right of your account number. It's typically only 3 or 4 digits long, says personal finance creator Jane Jeong, and it helps you keep track of the checks you're writing.[1] If you ever need to look up a check you wrote in the past, the check number will help you or your financial institution find it faster.[2]
    • For example, let's say you're balancing your checkbook, and you realize you're missing a check. You can look up the last check number you used in your checkbook, then search for the check number in your checking account history.
      • If your bank provides an image of the check, you can see who you wrote it to and how much it was for.
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Section 2 of 3:

What do the other numbers on a check mean?

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  1. The long number at the bottom of the check, to the left of the check number, is the number for your bank account. Jeong says that it's typically 8-12 digits long depending on the bank, and it tells other financial institutions where to withdraw money from to pay the payee.[3] A payee is the person or organization you're writing a check to.[4]
    • Avoid writing checks to just anyone! Dishonest people can use your account number and routing number to steal money from you. Only write checks to trusted people, businesses, or organizations to pay for a product or a service, or to donate money.
  2. The 9 digits located to the left of your account number are your financial institution's routing number. The routing number identifies your financial institution to other banks and credit unions, so they know where to find your bank account.[5]
  3. Older checks sometimes have a long number with a dash and a backslash in it. This is called a fractional routing number, and it's another way to express your bank's routing number.[6] Most modern checks don't include it anymore because the routing number is already printed at the bottom of the check. However, if your checks have one, it will be located in the upper-right corner under the check number, or in the upper-center portion of the check.
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About This Article

Jane Jeong
Co-authored by:
Personal Finance Creator
This article was co-authored by Jane Jeong and by wikiHow staff writer, Elaine Heredia, BA. Jane Jeong is a personal finance creator based in Vancouver, Canada. With prior experience working at a bank for several years, Jane began creating content about 5 years ago to fill the gap in financial education for the Gen Z generation. She specializes in creating educational finance content for Canadians. Some topics she covers include how to use TFSA/FHSA accounts, how to invest, how to choose the right credit card, how to strategize credit card stacking, how to optimize your banking experience within the Canadian banking system, how to travel smart, and more. Known as Spicy Sunday Finance online, Jane has created a community of over 60k followers, for whom she is making financial literacy more accessible. This article has been viewed 1,283 times.
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Co-authors: 2
Updated: August 6, 2026
Views: 1,283
Categories: Finance and Business
Thanks to all authors for creating a page that has been read 1,283 times.

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